Terms Cover Accounts, Wallets and Access
These Terms & Conditions explain how we open, maintain, restrict and close an account, including the phone verification step required before account access. By continuing, you confirm that your details are accurate and that your use is permitted where local law permits. The terms also set
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rules for DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity, including checks needed when a wallet or bank destination does not match your account record. We may revise wording when an operating rule changes; the current version should be read before you continue. If
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any clause conflicts with mandatory local requirements, the applicable requirement takes priority. You remain responsible for checking access eligibility in Indonesia and for keeping your login details private. Our Terms & Conditions do not remove any rights that cannot lawfully be excluded.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.